/* BODY */
body {
	margin:0;
	padding:0;
	background:#fff url(images/bodyBG.jpg) 0 0 repeat-x;
	text-align:center;
}
a {
  outline: none;
}

/* FLOATED ELEMENT CLEAR FIX */
.clearfix:after {
	content: "."; 
	display: block; 
	height: 0; 
	clear: both; 
	visibility: hidden;
}

/* HEADER */
div#header {
	margin:0;
	padding:10px 0 0;
	background:transparent url(images/headerBG.gif) 0 0 repeat-x;
	border-bottom:1px solid #fcb201;
	text-align:center;
}
	div#header h1#siteHeader {
		margin:0 auto;
		padding:0;
		width:769px;
		height:77px;
		background:transparent url(images/siteHeaderBG.jpg) 0 0 no-repeat;
		text-align:left;
		text-indent:-9999em;
	}
	
/* PAGE BODY */	
div#content {
	margin:0 auto;
	padding:0 0 20px;
	width:798px;
	background:transparent url(images/contentBG.png) 0 0 repeat-y;
	text-align:center;
}
	div#lftCol {
		float:left;
		margin:0 0 0 11px;
		padding:0;
		width:268px;
		background:transparent url(images/lftColBG.jpg) 7px 148px no-repeat;
		text-align:left;
	}

	/* LOGO & UTILITY NAVIGATION */
		div#logoUtilNav {
			margin:0;
			padding:117px 0 0;
			width:268px;
			background:#90add5 url(images/logoBG.gif) 0 0 no-repeat;
			text-align:left;
		}
			ul#utilNav {
				float:left;
				width:268px;
				margin:0;
				padding:0;
				background:transparent url(images/utilNavBG.gif) 0 0 repeat-x;
				border-bottom:1px solid #375682;
				list-style:none;
			}
			
			ul#utilNav li { 
				float:left;
				margin-bottom:0;
				line-height:24px;
				text-align:center;
			}
			ul#utilNav li a {
				display:block;
				margin:0;
				padding:0;
				border-left:1px solid #b5c8e3;
				border-right:1px solid #90add5;
				font:bold 12px/23px "Lucida Grande","Lucida Sans",Arial, Helvetica, sans-serif;
				color:#375682;
				text-decoration:none;
			}
			ul#utilNav li a:hover {
				color:#fff;
			}
			ul#utilNav li a#index {
				width:55px;
				border-left-width:0;
			}
			ul#utilNav li a#aboutUs {
				width:71px;
			}
			ul#utilNav li a#disclaimer {
				width:84px;
			}
			ul#utilNav li a#forum {
				width:52px;
				border-right-width:0;
			}
			
			body#index a#index,body#index a#index:hover, 
			body#aboutUs a#aboutUs,body#aboutUs a#aboutUs:hover,
			body#disclaimer a#disclaimer,body#disclaimer a#disclaimer:hover {
				color:#b7e917;
				background:transparent url(images/utilNavBG_selected.gif) 0 0 repeat-x;
			}
			
			form#mbrLogin {
				clear:left;
				margin:0 14px 0 20px;
				padding:20px 0 0;
			}
			form#mbrLogin fieldset {
				padding:8px 6px 8px;
				border:1px solid #b7e917;
			}
			form#mbrLogin fieldset legend {
				display:block;
				margin:0;
				padding:0 65px;
				width:115px;
				height:18px;
				font:bold 12px/18px "Lucida Grande","Lucida Sans",Arial, Helvetica, sans-serif;
				background:transparent url(images/mbrLogIn_legend.gif) center center no-repeat;
				color:#375682;
				text-indent:-9999em;
			}
			form#mbrLogin fieldset label {
				float:left;
				width:62px;
				margin:0 6px 0 0;
				font:bold 10px/20px "Lucida Grande","Lucida Sans",Arial, Helvetica, sans-serif;
				color:#7a9d0c;
				text-transform:uppercase;
				text-align:right;
				clear:left;
			}
			form#mbrLogin fieldset input.txt {
				float:left;
				width:130px;
				margin:0 0 6px;
				padding:3px 0;
				font:normal 10px/24px Arial, Helvetica, sans-serif;
				color:#7a9d0c;
				text-indent:4px;
				border:1px solid #b7e917;
			}
			form#mbrLogin fieldset input#mbrLogInBtn {
				float:left;
				margin:00;
			}
		
		h3#whyBecome {
			margin:20px 10px 10px 20px;
			height:24px;
			background:transparent url(images/whyBecomeHdr.gif) 0 0 no-repeat;
			text-indent:-9999em;
		}
		dl#reasons {
			margin:20px 10px 10px 20px;
		}
		dl#reasons dt {
			float:left;
			margin:0;
			clear:both;
			width:37px;
			height:60px;
			background-color:transparent;
			background-position:right 4px;
			background-repeat:no-repeat;
			text-indent:-9999em;
		}
			dt#num1 { background-image:url(images/num1.gif); }
			dt#num2 { background-image:url(images/num2.gif); }
			dt#num3 { background-image:url(images/num3.gif); }
		
		dl#reasons dd {
			margin:0 0 18px 48px;
			padding: 0 0 18px;
			font:normal 10px/16px "Lucida Grande","Lucida Sans",Arial,Helvetica,sans-serif;
			color:#779129;
			border-bottom:1px solid #edf1f6;
		}
		dl#reasons dd#last {
			padding-bottom:9px;
			border:none;
		}
		a#registerNow, a#registerNow:visited {
			display:block;
			margin:0 auto;
			padding:0;
			clear:both;
			width:96px;
			height:18px;
			background:transparent url(images/registerNowBtn.gif) 0 0 no-repeat;
			text-indent:-9999em;
		}
		a#registerNow:hover {
			background-position:0 -18px;
		}
		h4#copyright {
			margin:30px 14px 0 20px;
			padding:4px 0 0;
			width:auto;
			font:normal 10px/12px Arial,Helvetica,sans-serif;
			color:#7a9d0c;
			border-top:1px solid #b7e917;
		}
		
	/* RIGHT COLUMN */
	div#rtCol {
		margin:0 0 0 279px;
		padding:142px 0 10px;
		width:508px;
		background-color:transparent;
		background-position:0 0;
		background-repeat:no-repeat;
		text-align:left;
	}
	div#rtCol h1 {
		margin:12px 0 0;
		padding:0;
		height:33px;
		background-position:0 0;
		background-repeat:no-repeat;
		text-align:left;
		text-indent:-9999em;
	}
	div#rtCol h2 {
		margin:10px 0 0;
		font:normal 18px/30px "Lucida Grande","Lucida Sans",Arial,Helvetica,sans-serif;
		color:#90add5;
		text-align:left;
	}
	div#rtCol h3, div#rtCol p {
		font-size:14px;
		line-height:24px;
		color:#375682;
		text-align:left;
	}
	div#rtCol h3 {
		margin:10px 0 0;
		font-weight:bold;
	}
	div#rtCol p {
		margin:0 0 10px;
		font-weight:normal;
	}
	div#rtCol div#indexCheckmarks {
		margin:-5px 8px 10px;
		padding:0 0 8px;
		background:transparent url(images/checkboxGradBG.gif) 0 bottom repeat-x;
		text-align:center;
	}
	div#rtCol div#indexCheckmarks dl{
		margin:0 0 0 10px;
		padding:0;
	}
		div#indexCheckmarks dl dt {
			float:left;
			margin:0 10px 5px 0;
			padding:5px 0 0 25px;
			width:200px;
			background:transparent url(images/checkmark.gif) 0 0 no-repeat;
			font:bold 12px/18px "Lucida Grande","Lucida Sans",Arial,Helvetica,sans-serif;
			color:#8cabd7;
			text-align:left;
		}
		div#indexCheckmarks a#compareBtn, div#indexCheckmarks a#compareBtn:visited {
			display:block;
			margin:5px auto 0;
			padding:0;
			width:144px;
			height:18px;
			background:transparent url(images/compareBtn.gif) 0 0 no-repeat;
			text-indent:-9999em;
		}
		div#indexCheckmarks a#compareBtn:hover {
			background-position:0 -18px;
		}
  		div#rtCol hr {
			margin:18px 0;
			border: 0;
			color: #90add5;
			background-color: #90add5;
			height: 1px;
		}
	
	div#rtCol ul, div#rtCol ol {
	margin:0 0 10px 18px;
	color:#8cabd7;
	font-family: "Lucida Grande", "Lucida Sans", Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 18px;
	font-weight: bold;
	}
	div#rtCol h1, div#rtCol h2, div#rtCol h3, 
	div#rtCol p, 
	div#rtCol blockquote, div#rtCol hr {
		font-family:"Lucida Grande","Lucida Sans",Arial,Helvetica,sans-serif;
		margin-left:18px;
		margin-right:18px;
	}
	p.indent { padding-left:18px;}
	span.greenTxt, p.greenTxt, strong.greenTxt {
		color:#779129;
	}
	
/* INDEX PAGE */
body#index div#rtCol { background-image:url(images/rtColHdrBG.jpg); }
body#index div#rtCol h1 { background-image:url(images/index_pgHdr.gif); }

/* DISCLAIMER */
body#disclaimer div#rtCol { background-image:url(images/rtColHdrBG.jpg); }
body#disclaimer div#rtCol h1 { background-image:url(images/disclaimer_pgHdr.gif); }
body#disclaimer p.indent { margin-bottom:14px;line-height:1.4;}

/* ABOUT US */
body#aboutUs div#rtCol { background-image:url(images/rtColHdrBG.jpg); }
body#aboutUs div#rtCol h1 { background-image:url(images/aboutUs_pgHdr.gif); }

form#contactForm {
	margin:0 18px 0 18px;
	padding:0;
}
	form#contactForm fieldset {
		padding:8px 6px 8px;
		border:1px solid #94b0d7;
	}
	form#contactForm fieldset legend {
		margin:0;
		padding:3px 6px;
		font:normal 18px/30px "Lucida Grande","Lucida Sans",Arial,Helvetica,sans-serif;
		color:#90add5;
	}
	form#contactForm fieldset label {
		float:left;
		width:60px;
		margin:0 6px 0 0;
		font:bold 10px/20px "Lucida Grande","Lucida Sans",Arial, Helvetica, sans-serif;
		color:#375682;
		text-transform:uppercase;
		text-align:right;
	}
	form#contactForm fieldset input.txt {
		float:left;
		width:100px;
		margin:0 0 6px;
		padding:3px 0;
		font:normal 11px/14px Arial, Helvetica, sans-serif;
		color:#375682;
		text-indent:4px;
		border:1px solid #94b0d7;
	}
	 form#contactForm fieldset select {
		float:left;
		width:125px;
		height:18px;
		margin:0 0 6px;
		padding:0;
		font:normal 11px/14px Arial, Helvetica, sans-serif;
		color:#375682;
		text-indent:4px;
		border:1px solid #94b0d7;
	}
	 form#contactForm fieldset textarea {
		float:left;
		width:125px;
		height:125px;
		margin:0 0 6px;
		padding:0;
		font:normal 11px/14px Arial, Helvetica, sans-serif;
		color:#375682;
		border:1px solid #94b0d7;
	}
	form#contactForm fieldset input#contactSubmit {
		float:left;
		margin:0;
	}pdflink {
	font-family: "Lucida Grande";
	font-size: 14px;
	line-height: 24px;
	font-weight: normal;
	color: #375682;
	text-decoration: none;
}